Snow MindSnowMindLaunch App

Documentation

How SnowMind Works

A step-by-step look at how your stablecoins are optimized across Avalanche lending protocols — safely, autonomously, and transparently.

STEP 01

Connect & Deposit

Authenticate with Privy and deposit USDC into your own ZeroDev Kernel v3.1 smart account. You retain full ownership — SnowMind never holds custody of your funds.

  • Sign in with wallet, email, or social login via Privy
  • ZeroDev deploys a smart account you fully own
  • Deposit USDC — withdraw anytime, no lockups
  • Grant a scoped session key with strict permissions
STEP 02

Optimization

Snow Optimizer ranks lending protocols by APY and allocates with risk and liquidity caps, capped at 15% of each pool's TVL. Spark Savings acts as the stable yield floor when no market beats it.

  • Snow Optimizer prioritizes highest qualified APY, then balances across safe alternatives
  • 15% TVL cap prevents owning too much of any pool
  • Spark as yield floor — safe parking when no protocol beats it
  • TWAP-confirmed rates prevent manipulation
STEP 03

Smart Rebalancing

When the optimizer identifies a better allocation, a safety gate validates the move: daily yield improvement must exceed gas costs before executing through ERC-4337 UserOperations.

  • Allocation drift > 5% triggers evaluation
  • Daily yield improvement must exceed rebalance gas cost
  • Deposit-tier cadence gate: <=$3,000 (12h), <=$10,000 (4h), <=$100,000 (2h), >$100,000 (1h)
  • 30-day average APY prevents chasing short spikes
STEP 04

Monitor & Withdraw

Track your portfolio performance, allocation history, and every rebalance in real-time. Withdraw to your wallet whenever you want.

  • Real-time dashboard with yield metrics
  • Full rebalance history and allocation timeline
  • One-click withdrawal to your wallet
  • Transparent fee and gas cost breakdown

Safety at every layer

Multiple independent safeguards protect your funds.

Session keys are AES-256-GCM encrypted at rest

Keys scoped to specific contracts and functions only

Rate anomaly detection halts rebalancing if APY > 25%

Circuit breaker excludes failing protocol adapters

All communication over TLS 1.3

Funds stay earning yield even if backend goes down

Ready to optimize?

Connect your wallet and start earning optimized yield in minutes.